Tuesday, 11 August 2015

How To Get The Best Travel Medical Insurance Deals for Seniors?


There is so much about the world that many people will never get the chance to explore; mountains and beaches, beautiful geographic locations, new cultures, new cuisines and exposure to different ways of life. Regardless of your age, you should be allowed and encouraged to travel so that you can experience these new things.

Yet being careful is important. Especially if you're older, you need to make sure to get the right medical insurance in place before you leave. Traveling may be full of unknowns - whilst "anything happening" can mean great and exciting surprises, it can also mean accidents, illness or loss of your time/property. You need coverage because you don't want this to spoil your vacation or your life savings.

Luckily, there are plenty of insurers available. You need comprehensive coverage, especially if you have pre existing conditions.  You want a policy that is effective and will help you regardless of what troubles you may (but hopefully will not!) run into. You'll also want something that is affordable - there's nothing worse than paying for travel insurance that don’t cover certain things or you need to pay out-of-pocket.  

We specialize in offering Travel Insurance to Snowbird and Senior travellers often looking for affordable coverage at the best rates. Luckily, if you're reading this, you're in time for the early bird discounts and offers. Typically, between the month of July and September, is the best time to shop for snowbirds travel insurance.  Taking advantage of "Early Bird Specials


The reasons you should get insurance early is because you are getting the same coverage at a discount price compare to purchasing later on in the season. Every company plans a different Early Bird Sale, so you will want to call early to find out how the impending rate could benefit you. If you inquire early, we will do our very best to book your policy as late as possible before the rates go up. That way, you get the benefit of the early bird rates, while allowing you to pay as late as possible before the travel insurance rates goes back up. If you're not sure when you'll be travelling exactly, no problem!  

Lock in your quote based on your tentative dates you can always change them closer to your departure without penalty. This means that you'll achieve the best of both worlds - the prices of buying earlier in the season and the guarantee that you'll get coverage for the exact dates you need.

Happy Travelling,

The Optimal Team!